FaxTerra
Reference·Reviewed August 2026

Mr. Cooper Fax Numbers

Mr. Cooper splits faxed documents between its Research team and its modification department. Send yours to the right one, free, from a phone or computer.

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Mr. Cooper Research (general correspondence, escrow requests, notices of error)
Published in the Mr. Cooper help center with the ResearchIncoming mailbox and PO Box 612488, Dallas, TX 75261.
+1 (972) 459-1611
Mr. Cooper Centralized Mod Department (loan modification and mortgage assistance)
Published with the modification assistance mailbox and PO Box 619097, Dallas, TX 75261.
+1 (214) 488-1993

Which Mr. Cooper fax line you need

Mr. Cooper keeps its fax numbers inside individual help center articles rather than on one contact page, so which article you find decides which number you see.

(972) 459-1611 reaches the Research team. Anything that is a written question or instruction about the account goes there: escrow add or remove requests, tax and insurance documents, notices of error, requests for information, third-party authorizations, and written payoff requests.

(214) 488-1993 reaches the Centralized Mod Department. Send a mortgage assistance application and its supporting income documents there. That team works from the package as a set, so keep it in one transmission.

Mr. Cooper does not publish a separate insurance or loss-draft fax. Insurance documents go to Research unless a Mr. Cooper letter names a different destination.

What borrowers send to Mr. Cooper

The documents that show up on these lines:

  • Mortgage assistance applications with hardship letters, pay stubs, bank statements, and tax returns
  • Escrow requests, including adding or removing an escrow account and sending in a tax bill
  • Homeowners insurance declarations and renewal proof
  • Notices of error and requests for information when a statement figure is wrong
  • Third-party authorization forms naming an attorney, housing counselor, or family member
  • Written payoff requests with the payoff date you need

Put the loan number on every page. An assistance package with two years of returns can reach sixty pages or more.

The lines receive documents, they do not reply

Both numbers are intake addresses. Mr. Cooper responds through the message center in your account, by mail, or by phone, and nothing comes back on the fax line.

So the useful artifact is on your side: the delivery receipt FaxTerra emails you, naming the destination number and the time the receiving machine accepted the pages. During a modification review, that receipt is what answers the question of whether a document was submitted and when.

Verify the number before you send

These packages contain your income, your bank records, and your loan number. Check the destination first:

  • Use the fax number on the Mr. Cooper letter or form you are responding to whenever you have one.
  • Otherwise search the Mr. Cooper help center for the article covering your task and read the number there, because the numbers live in the articles.
  • Confirm Mr. Cooper still services the loan. Servicing moves, and a transfer notice names the current servicer and its own contacts.
  • Do not use a number from a third-party directory or a forum thread.

How to fax Mr. Cooper without a fax machine

Create a free FaxTerra account with an email address, upload your package as a PDF or as phone photos, enter the Mr. Cooper number for the right department, and send. Delivery confirmation comes by email.

A short letter or a tax bill sends free within your monthly free pages. A modification package is covered by a one-time credit pack from about 10¢ a page, and the Starter plan ($4.99/month, 50 pages) fits the months when a review keeps asking for more documents. See how to send a fax for accepted files and page limits, faxing financial documents for the wider picture, and the Shellpoint guide for a servicer that publishes a dedicated loss-mitigation line.

FAQ

Frequently Asked Questions

What is the Mr. Cooper fax number?

Mr. Cooper publishes (972) 459-1611 for its Research team, which handles general correspondence and escrow requests, and (214) 488-1993 for the Centralized Mod Department, which handles loan modification and assistance packages.

Where do I fax a Mr. Cooper mortgage assistance application?

To the Centralized Mod Department at (214) 488-1993. Send the application and every supporting document together, with your loan number on each page.

Does Mr. Cooper have an insurance fax number?

Not a separate published one. Insurance declarations and renewal proof go to the Research line unless a letter from Mr. Cooper names another destination for your loan.

Will Mr. Cooper confirm my fax was received?

Not on the fax line. Updates appear in your online account or come by mail. The delivery receipt from your fax service is the proof that the pages arrived and when.

Is FaxTerra affiliated with Mr. Cooper?

No. FaxTerra is an independent online fax service. We deliver your document to the number you enter and confirm when it arrives. We cannot access your loan or the status of a modification.

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